http://danvillesanramon.com/blogs/p/print/2013/11/05/obamacare-is-rotten-at-its-core-


Local Blogs

By Tim Hunt

Obamacare is rotten at its core

Uploaded: Nov 5, 2013

Forget about the incompetent feds trying to fix a web site, it's the reality of the law that now is hitting home that is the over-riding concern.

Incidentally, all they needed to do is contract with Amazon or another skilled online fulfillment firm and the web site would have been running well.

It's a different story for the regulations that specified the elements of a conforming insurance plan and virtually guaranteed that many plans would not qualify—particularly those high-deductible plans purchased by individuals looking for little more than catastrophic coverage. Health insurance companies that wanted to be included in the so-called marketplace were required to cancel any non-conforming plans by the end of the year in California.

The Obama health planners concluded that they knew better about what was required for health insurance. It's a federal one-size-fits-all approach. Did you catch the spokesman Jay Carney arguing about the need for more regulation so companies would not sell sub-standard policies and that the new the government prescribed plans would improve health care.

Really? By mandating maternity care for a man or woman in their 60s. The woman certainly is an ideal candidate to have a new baby.

That's what is rotten at the core of Obamacare—the assumption that we cannot make decisions for ourselves and instead Uncle Sam must do it because they will do it better. So you have bureaucrats and academics "designing" their vision of ideal health care without any basis in reality, let alone business.

It's the classic liberal approach that trusts bureaucrats and politicians more than individuals and takes rights away from individuals. A wiser approach would be empowering individuals with a marketplace that allowed insurance companies to sell across state lines and had the policies go with the individual—not the employer.

That's been the biggest disconnect—for people with employer-based their decisions on utilizing health care often have been made without considering costs. That's changed some as costs have soared in the last 20 years and employers have shifted more of the expense to employees.

One of the biggest challenges of the Obama Administration is the people he has surrounded himself with in key positions are, for the most part, academics or political pros—precious few have any experience in business or outside of government. They have been excellent at politics and campaigning, but very poor at the business of governing.

The health care fiasco is the latest example.

Comments