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Cops nab woman in credit card caper

Original post made on Jul 27, 2009

A Danville woman is facing burglary charges after using another person's credit card to make purchases at Lunardi's. Police Lt. Mark Williams said the credit card was first reported missing June 29.

Read the full story here Web Link posted Sunday, July 26, 2009, 8:17 PM

Comments (2)

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Posted by Dawn
a resident of Alamo
on Jul 27, 2009 at 12:09 pm

Why wouldn't a woman using a credit card with a man's name on it be asked for identification prior to completing a sale?

Write "Get Photo ID!" in the signature line on the backs of all your cards.

I have been thanked for this numerous times by clerks, who sometimes feel intimidated to ask.

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Posted by Work at a Bank
a resident of Danville
on Jul 31, 2009 at 11:56 am

Keep in mind that if a cashier sees a blank signature line or "See ID", he or she can refuse to accept your plastic. As it is stated in your credit card agreement, you must sign the back of your credit card before using it. Your signature is not "See ID", yes? So it cannot be considered as a valid substitute for your signature.

Major credit card companies such as Visa, MasterCard and American Express have strict rules that don’t allow merchants to accept credit cards without a suitable signature at the back. An unsigned credit card is considered invalid and should not be accepted.

If you have left a signature line blank, the cashier can ask you to sign the card in his or her presence before completing the purchase transaction. A refusal to sign also means that the credit card is invalid and cannot be accepted. If a merchant accepts a credit card with no signature on the back or "See ID" written where the signature should go, they may end up with financial liability for the purchase transaction in case the cardholder disputes the charge.

Signature on the back of the credit card is not just a security measure. It indicates that you agree to the terms and conditions of your contract. By not signing, you don’t accept the terms, so you are responsible for all fraudulent charges. So if all you write is ‘See ID’, credit companies may refuse to recompense you at all.

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